Accessibility helpSkip to navigationSkip to contentSkip to footer

Cookies on FT Sites

We use cookies and other data for a number of reasons, such as keeping FT Sites reliable and secure, personalising content and ads, providing social media features and to analyse how our Sites are used.

Accept cookies
Manage cookies
  • Sign In
  • Subscribe
Open side navigation menuOpen search bar
Financial Times
SubscribeSign InmyFT
  • Home
  • World
    Sections
    • World Home
    • Israel-Hamas war
    • Global Economy
    • UK
    • US
    • China
    • Africa
    • Asia Pacific
    • Emerging Markets
    • Europe
    • War in Ukraine
    • Americas
    • Middle East & North Africa
    Most Read
    • Geert Wilders faces early setback in Dutch coalition talks
    • Argentina’s Javier Milei backs away from dollarisation as central bank pick rejects role
    • Hamas releases 24 hostages as Israel truce takes hold
    • Israeli intelligence ‘dismissed’ detailed warning of Hamas raid
    • Israel in diplomatic dispute with Spain and Belgium over Gaza bombardment
  • US
    Sections
    • US Home
    • US Economy
    • US Companies
    • US Politics & Policy
    Most Read
    • Companies
      Sections
      • Companies Home
      • Energy
      • Financials
      • Health
      • Industrials
      • Media
      • Professional Services
      • Retail & Consumer
      • Tech Sector
      • Telecoms
      • Transport
      Most Read
      • KPMG extends pay freeze to 12,000 UK staff
      • Tesla strikes in Sweden are ‘insane’, says Elon Musk
      • How BP’s ‘Sun King’ court enabled the rise and fall of Bernard Looney
      • Jeff Zucker hits out at rival Telegraph bidders for ‘slinging mud’
      • Electric vehicle failures offer lessons for the next boom
    • Tech
    • Markets
      Sections
      • Markets Home
      • Alphaville
      • Markets Data
      • Cryptofinance
      • Capital Markets
      • Commodities
      • Currencies
      • Equities
      • Fund Management
      • Wealth Management
      • Trading
      • Moral Money
      • ETF Hub
      Most Read
      • Argentina’s Javier Milei backs away from dollarisation as central bank pick rejects role
      • News updates from November 24: Hamas releases hostages as Israel truce begins, Netherlands’ VVD party deals blow to Geert Wilders’ government hopes
      • How BP’s ‘Sun King’ court enabled the rise and fall of Bernard Looney
      • Investors dump dollar in bet that US rates have peaked
      • Montenegro court clears crypto chief Do Kwon for extradition
    • Climate
    • Opinion
      Sections
      • Opinion Home
      • Columnists
      • The FT View
      • Lex
      • Obituaries
      • Letters
      Most Read
      • OpenAI has just fused its corporate ‘kill switch’
      • Europe’s problem? It’s too attractive
      • Slaying the worklessness monster is a thankless but crucial task
      • Fear not — equity is far from cancelled
      • How to fix Britain’s flashy economic announcements
    • Work & Careers
      Sections
      • Work & Careers Home
      • Business School Rankings
      • Business Education
      • Entrepreneurship
      • Recruitment
      • Business Books
      • Business Travel
      • Working It
      Most Read
      • Business Books: What to read this month
      • Brexit negotiator Michel Barnier: ‘The EU is not the same one the UK left’
      • Start-ups challenge culture of the Japanese salaryman
      • The inescapable tyranny of the bad boss
      • The Henry Mance Interview
    • Life & Arts
      Sections
      • Life & Arts Home
      • Arts
      • Books
      • Food & Drink
      • FT Magazine
      • House & Home
      • Style
      • Travel
      • FT Globetrotter
      Most Read
      • Tom Hanks: ‘I was a pretty lucky guy’
      • Napoleon and the mythmakers
      • Leon Black’s downfall confounds the legacy of #MeToo on Wall Street
      • Why the breakdown of the 9-to-5 job is making us lonelier
      • The downsizer’s dilemma: how the property market is trapping would-be movers
    • HTSI
    1. World
    2. UK
    3. Personal Finance
    MenuSearch
    • Home
    • World
    • US
    • Companies
    • Tech
    • Markets
    • Climate
    • Opinion
    • Work & Careers
    • Life & Arts
    • HTSI
    Financial Times
    SubscribeSign In

    Personal Finance

    Add to myFT Digest

    Add this topic to your myFT Digest for news straight to your inbox

    • Tuesday, 21 November, 2023
      LexWorkplace pensions
      UK pensions: right to choose could be a lose-lose for the City Premium content

      Chancellor’s ‘pot for life’ plan has consumer appeal but providers are wary

      Jeremy Hunt
    • Tuesday, 21 November, 2023
      Money Clinic with Claer Barrett podcast30 min listen
      Understanding economics: why it matters for your money

      How interest rates, growth, inflation and taxes affect your finances

    • Tuesday, 21 November, 2023
      UK schools
      Number of teachers in England and Wales retiring early jumps by 40%

      Rate of school staff taking their pension early rises as sector struggles with widespread recruitment gap

      A total of 5,610 teachers opted to take early retirement in the year to September 2023, compared with 3,932 in the previous 12 months
    • Tuesday, 21 November, 2023
      Rhymer Rigby
      How do the wealthy take a hatchet to their personal spending?

      Belt-tightening is now the norm among the top 1 per cent — and even some of the super-rich are now having to cut back

      Close-up of waiter holding bottle and serving red wine during dinner at luxurious gourmet restaurant
    • Tuesday, 21 November, 2023
      Autumn Statement
      Hunt to offer UK workers ‘pot for life’ in sweeping pension reforms

      Measure comes as chancellor seeks to unlock tens of billions of pounds of retirement fund cash

      The term ‘pension fund’ in a dictionary and a pound coin
    • Monday, 20 November, 2023
      Helen Thomas
      A Brit Isa won’t reconnect the market to the masses

      Idea has some merits but seems unlikely to noticeably swell the ranks of plucky British retail investors

      Jeremy Hunt
    • Monday, 20 November, 2023
      Autumn Statement
      Jeremy Hunt plans Isa shake-up to drive share ownership

      Chancellor set to streamline tax-free savings regime to ease path for investment in UK companies

      Jeremy Hunt in front of the door of 11 Downing Street
    • Monday, 20 November, 2023
      FT Wealth
      Stay or go? UK’s non-doms prepare for scrapping of tax status

      The prospect of a Labour electoral victory has prompted some wealthy individuals to consider leaving the country

      Illustration of a pink piggy bank leaping
    • Sunday, 19 November, 2023
      Pensions industry
      UK pension funds warn of roadblocks to Mansion House reforms

      Government growth plan hit by industry concerns over higher fees and risks for investors

      Montage featuring sterling notes and coins
    • Sunday, 19 November, 2023
      Fund management
      Wall Street watchdog floats plan to let brokers promise future results

      Finra proposal would allow performance projections in marketing to wealthy and institutional investors

      Finra sign
    • Sunday, 19 November, 2023
      Singapore
      Singapore family office applicants face 18-month wait amid tighter scrutiny

      Asian financial hub investigating whether $2bn money laundering ring used the vehicle

      A couple walks along an aerial walkway of Singapore’s Garden by the Bay
    • Friday, 17 November, 2023
      Investments
      Directors’ Deals: Entain directors increase holdings

      Net gaming revenue has risen, though the online sector is struggling

      Horses race over a hurdle with a Ladbrokes advertising hoarding
    • Friday, 17 November, 2023
      Investments
      Investors’ Chronicle: Experian, Imperial Brands, British Land

      Companies analysis from our sister publication

      British Land’s 1 Broadgate development in the City of London
    • Friday, 17 November, 2023
      Mortgages
      Nationwide says UK mortgage arrears continue to ‘creep up’

      Building society warns customers under pressure though defaults lower than expected

      A pedestrian looks at properties advertised in the window of an estate agent
    • Friday, 17 November, 2023
      Social affairs
      Thousands of parents penalised over child benefit tax trap

      HMRC ‘needs to do more to inform taxpayers of responsibilities’

    • Friday, 17 November, 2023
      Skin in the GameStuart Kirk
      A year of ups and downs . . . and ups

      But my portfolio’s tax-free gains beat working for a living

    • Friday, 17 November, 2023
      Moira O'Neill
      How to make retirement less taxing

      Drawdowners can cut their liability with careful planning

    • Friday, 17 November, 2023
      Lex Populi
      Manchester City’s finances play better in black than red

      Selling players at a profit helps offset the club’s huge wage bill

    • Friday, 17 November, 2023
      Workplace pensions
      Can the UK learn from Australia’s pension savers?

      So-called super funds deliver better returns for retirees

    • Friday, 17 November, 2023
      Cost of living crisis
      Low-income borrowers hit hardest by Bank of England rate rises

      Survey finds sharp increase in the number of households in arrears on multiple bills

    • Thursday, 16 November, 2023
      Pensions industry
      Jeremy Hunt to unveil expanded role for UK’s pensions lifeboat fund

      Chancellor’s move is part of range of measures aimed at channelling retirement fund investment to boost economic growth

      Jeremy Hunt
    • Thursday, 16 November, 2023
      Investments
      Global dividends hit by oil and mining sector cuts

      But nine companies out of 10 have raised or held payouts steady

    • Thursday, 16 November, 2023
      FT Financial Literacy and Inclusion Campaign
      MPs launch inquiry into UK financial education

      Basic numeracy at low levels among young people

      Schoolchildren working on a maths problem
    • Wednesday, 15 November, 2023
      UK house prices
      UK house prices suffer first annual fall since 2012

      Rental charges rise at record pace as high borrowing costs hit both would-be buyers and landlords

      A ‘for sale’ sign outside a house in London
    • Wednesday, 15 November, 2023
      FT Financial Literacy and Inclusion Campaign
      Personal inflation calculator: what is your inflation rate?

      As the cost of living continues to rise, find out how much inflation could affect your personal finances

    Previous page You are on page 2 Next page

    Recommended

    Claer Barrett
    Would Aussie rules boost UK pensions?
    View from behind of two pensioners sitting on a bench in the sunshine in Australia, looking out sea
    Money Clinic with Claer Barrett podcast30 min listen
    Understanding economics: why it matters for your money
    Helen Thomas
    A Brit Isa won’t reconnect the market to the masses
    Jeremy Hunt
    Helen Thomas
    What is the point of green mortgages?
    Hydrogen canisters supply homes powered by hydrogen boilers at a hydrogen test facility near Carlisle,
    Explainer
    FT Money personal finance guides

    Join us at an FT Live event

    Discover unmissable flagship events and members only communities to expand your thinking and elevate your career

    FT Live
    Wealth Management Summit Asia
    Bolstering business for Asia's evolving client base
    Thursday, 14 March 2024Singapore
    FT Live
    Moral Money Summit Europe
    Unlocking opportunities for a greener and fairer world
    Wednesday, 22 May 2024London, UK
    FT Live
    Financial Advice Forum
    Optimising client centric advice in uncertain times
    Thursday, 26 September 2024London, UK
    Explore all events

    Useful links

    Support

    View Site TipsHelp CentreContact UsAbout UsAccessibilitymyFT TourCareers

    Legal & Privacy

    Terms & ConditionsPrivacy PolicyCookie PolicyManage CookiesCopyrightSlavery Statement & Policies

    Services

    Share News Tips SecurelyIndividual SubscriptionsProfessional SubscriptionsRepublishingExecutive Job SearchAdvertise with the FTFollow the FT on XFT ChannelsFT Schools

    Tools

    PortfolioToday’s Newspaper (FT Digital Edition)Alerts HubBusiness School RankingsEnterprise ToolsNews feedNewslettersCurrency Converter

    Community & Events

    FT CommunityFT Live EventsFT ForumsFT Board DirectorBoard Director Programme

    More from the FT Group

    Markets data delayed by at least 15 minutes. © THE FINANCIAL TIMES LTD 2023. FT and ‘Financial Times’ are trademarks of The Financial Times Ltd.
    The Financial Times and its journalism are subject to a self-regulation regime under the FT Editorial Code of Practice.
    Financial Times

    International Edition

    Subscribe for full access
    • Switch to UK Edition

    Top sections

    • Home
    • World
      • Israel-Hamas war
      • Global Economy
      • UK
      • US
      • China
      • Africa
      • Asia Pacific
      • Emerging Markets
      • Europe
      • War in Ukraine
      • Americas
      • Middle East & North Africa
    • US
      • US Economy
      • US Companies
      • US Politics & Policy
    • Companies
      • Energy
      • Financials
      • Health
      • Industrials
      • Media
      • Professional Services
      • Retail & Consumer
      • Tech Sector
      • Telecoms
      • Transport
    • Tech
      • Artificial intelligence
      • Semiconductors
      • Cyber Security
      • Social Media
    • Markets
      • Alphaville
      • Markets Data
      • Cryptofinance
      • Capital Markets
      • Commodities
      • Currencies
      • Equities
      • Fund Management
      • Wealth Management
      • Trading
      • Moral Money
      • ETF Hub
    • Climate
    • Opinion
      • Columnists
      • The FT View
      • Lex
      • Obituaries
      • Letters
    • Work & Careers
      • Business School Rankings
      • Business Education
      • Entrepreneurship
      • Recruitment
      • Business Books
      • Business Travel
      • Working It
    • Life & Arts
      • Arts
      • Books
      • Food & Drink
      • FT Magazine
      • House & Home
      • Style
      • Travel
      • FT Globetrotter
    • Personal Finance
      • Property & Mortgages
      • Investments
      • Pensions
      • Tax
      • Banking & Savings
      • Advice & Comment
      • Next Act
    • HTSI
    • Special Reports

    FT recommends

    • Lex
    • Alphaville
    • Lunch with the FT
    • FT Globetrotter
    • #techAsia
    • Moral Money
    • Visual and data journalism
    • Newsletters
    • Video
    • Podcasts
    • News feed
    • FT Live Events
    • FT Forums
    • Board Director Programme
    • myFT
    • Portfolio
    • Today’s Newspaper (FT Digital Edition)
    • Crossword
    • Our Apps
    • Help Centre
    • Subscribe
    • Sign In